All Checking and Savings accounts require a $50.00 opening deposit
COMMERCIAL
$.08 per item deposited (on us)
$.10 per transit item
$.15 per debit
Credit of $.25 per $100.00 average collected balance
$8.00 monthly maintenance fee
COMMERCIAL – LOW VOLUME
$8.00 monthly maintenance fee
Activity on the account is limited to 25 debits per month and 25 deposit items per month. If limits are exceeded, there is a charge of $.15 for each additional debit and deposit item.
ORGANIZATION CHECKING
No minimum balance required.
No monthly maintenance fee.
Activity on the account is limited to 50 checks per month and 50 deposit items per month. If limits are exceeded, there is a $.15 charge for each additional check or deposit item regardless of the account balance.
MINIMUM BALANCE CHECKING
$300.00 minimum balance required
Charge for balance below minimum $7.00 per month plus $.25 per debit.
FLAT FEE
No minimum balance required
$10.00 per month
VALUE CHECKING
No minimum balance required
$.30 per debit
MINIMUM BALANCE INTEREST CHECKING
$1,500.00 minimum balance required
$15.00 fee per month charge if balance is not maintained
Earns interest at a weekly variable rate
PREMIER CHECKING
Available to seniors, age 55 and older
No service charges
No minimum balance required
Free checks on plain safety paper on all personal accounts
One account per customer
STUDENT CHECKING
Available to students under the age of 19
No service charges
No minimum balance required
Free checks on plain safety paper
One account per customer